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As an address to the current financial crisis, the ensuing plan was developed to achieve the following objectives for the American citizen and government and business institutions.

Below is a short list of the benefits that would be the consequences of its implementation and follow thru:

Working citizens:

• Provide for affordable and total cost-effective homeownership in an economically viable and sustainable manner.
• Effectively resolve the huge personal debt issue and deteriorate savings and wealth issue.
• Increase personal citizen wealth and social prosperity supported by personal responsibility and duty.
• Provide for greater Social Security and retirement planning for American citizens.

Businesses:

• Create stable and robust employer/employee relationships whereby employees can earn at an economically sustainable rate without adversely compromising employer and investor profitability.
• Create better working relationships and environment leading to improved productivity.
• Provide Businesses with the huge Tax break that they currently crave.
• Provide for greater Social Security and retirement planning for American citizens.

Government Institutions:

• Provide government leaders with quick, and effect solution to the current financial crisis.
• Resolve the growing homelessness problem, burgeoning foreclosure issues, and growing citizen discontentment.
• Effective reduce growing deficit and foreign debt reliance.
• Help resolve the escalating Social Security shortfall.
• Reduce the huge tax burden currently being inflicted on

Due to poor Government oversight and fundamentally flawed and ineffective regulations, american citizens were enabled and encouraged to exercise irresponsible debt practices and overconsumption. This behavior was fully supported and further encouraged by large financial institutions that neglected their custodial duties as bankers and engaged in irresponsible risk taking and egregious , usurious, and predatory lending practices.

This has lead to the entire American financial system be brought to the point of collapse.

Only by returning to polices of personal and institutional fiscal responsibility and balance can the economy be salvaged and restore to a robust, viable and sustainable state offering the above stated benefits to the parties listed.

This plan seeks to provide a quick and effective path to such.